# Configure Credit Manager

> Markdown export of the Gearbox Protocol documentation page for agents and retrieval systems.

Canonical page: https://docs.gearbox.finance/curators/configure-credit-manager
Source file: content/curators/configure-credit-manager.mdx
Section router: https://docs.gearbox.finance/curators/llms.txt
Section full export: https://docs.gearbox.finance/curators/llms-full.txt

### ***Setup examples***

[setup example (BNB chain: USD1 pool, USDX collateral)](https://www.notion.so/Adapter-setup-example-BNB-chain-USD1-pool-USDX-collateral-208145c16224807fa1a0d318c01bc1ae?pvs=21)

[setup example (Ethereum chain: tBTC pool, uptBTC collateral)](https://www.notion.so/Adapter-setup-example-Ethereum-chain-tBTC-pool-uptBTC-collateral-20e145c1622480c886d8d43dc5e9f5bb?pvs=21)

[setup example (Ethereum chain: USDC pool, frxUSD/USDf collateral)](https://gearboxprotocol.notion.site/Adapter-setup-example-Ethereum-chain-USDC-pool-frxUSD-USDf-collateral-24c145c16224809d80d2d171e1128317?source=copy_link)

### ***Collaterals***


![Figure](https://docs.gearbox.finance/assets/docs/curators/configure-credit-manager/01-collaterals.png)


1


#### ***Add new collateral***

Select token from those already added to Market. If not present, [add token to Market.](https://docs.gearbox.finance/curators/configure-market#add-new-asset-and-set-main-feed)

Set LT of a collateral - Liquidation Threshold (same as Liquidation LTV on other lending protocols)


LT can't be higher than 100% - liquidation Fee - liquidation Premium


2


#### Modify LT of existing collateral


To protect borrowers from immediate liquidations, LT can't be changed immediately.\
LT ramping makes LT linearly change current LT to target LT over a specified period.


The minimal Ramp duration is 2 days (172800 seconds).


Ramp starts when transactions are executed onchain (duration of ramp can be set in UI).


![Figure](https://docs.gearbox.finance/assets/docs/curators/configure-credit-manager/02-modify-lt-of-existing-collateral.png)


### ***Adapters***

[***Detailed section on adapters configuration.***](https://docs.gearbox.finance/curators/configure-adapters)


![Figure](https://docs.gearbox.finance/assets/docs/curators/configure-credit-manager/03-adapters.png)