Updating Quotas

Enable or adjust exposure to quota-based collateral tokens.

For Solidity implementation, see Updating Quotas.

Why

You update quotas when:

• Enabling a quota token - Required before that token counts as collateral

• Increasing exposure - Need more of a token to count toward health factor

• Reducing exposure - Lower quota to reduce quota interest costs

• Closing positions - Zero quotas before full debt repayment

Quotas control how much of a token's value counts as collateral. Without a quota, even holding a quota token contributes zero to your health factor.

What

updateQuota changes your quota for a specific token:

1. If increasing from zero, the token is enabled as collateral

2. If decreasing to zero, the token is disabled as collateral

3. Quota increase may be limited by global capacity (per-pool limits)

4. Quota interest accrues based on your quota amount

Key parameters:

• token - The quota token address

• quotaChange - Delta to apply (positive = increase, negative = decrease)

• minQuota - Minimum acceptable resulting quota (prevents partial fills)

The minQuota parameter protects you: if the pool can only give you 80% of your requested quota, and you set minQuota to 100% of your request, the transaction reverts instead of accepting partial quota.

How

import { GearboxSDK, createCreditAccountService } from '@gearbox-protocol/sdk';

const sdk = await GearboxSDK.attach({ client, marketConfigurators: [] });
const service = createCreditAccountService(sdk, 310);
const market = sdk.marketRegister.findByCreditManager(cmAddress);

// Request 50,000 USDC worth of quota
const quotaAmount = 50_000n * 10n ** 6n;

const calls = [
  service.prepareUpdateQuota(wethAddress, quotaAmount, quotaAmount),
];

await market.creditFacade.write.multicall([creditAccountAddress, calls]);

Decrease Quota

// Decrease quota by 20,000 (negative change)
const decrease = -20_000n * 10n ** 6n;

const calls = [
  service.prepareUpdateQuota(wethAddress, decrease, 0n),
];

Zero Quota Entirely

Pass type(int96).min to disable quota completely:

// int96 minimum value
const INT96_MIN = BigInt.asIntN(96, -1n * 2n ** 95n);

const calls = [
  service.prepareUpdateQuota(wethAddress, INT96_MIN, 0n),
];

Common Pattern: Enable Quota After Swap

After swapping into a quota token, you need to enable quota for it to count:

const calls = [
  // Swap USDC to WETH via adapter
  {
    target: uniswapV3Adapter,
    callData: encodeFunctionData({
      abi: uniswapV3AdapterAbi,
      functionName: 'exactInputSingle',
      args: [swapParams],
    }),
  },
  // Enable quota for the received WETH
  service.prepareUpdateQuota(wethAddress, quotaAmount, quotaAmount),
];

Gotchas

Check Quota Limits Before Requesting

Each quota token has a pool-wide limit. If the limit is reached, your request fails (or gets partial fill):

// Check available quota capacity
const quotaKeeper = market.quotaKeeper;
const quotaInfo = await quotaKeeper.read.getQuotaInfo([wethAddress]);

const available = quotaInfo.limit - quotaInfo.totalQuoted;
if (requested > available) {
  console.log(`Only ${available} quota available, requested ${requested}`);
}

minQuota Prevents Partial Fills

If you need exactly 100 units of quota:

// SAFE - reverts if less than 100 available
service.prepareUpdateQuota(token, 100n, 100n);

// RISKY - accepts partial fill
service.prepareUpdateQuota(token, 100n, 0n);

Per-Account Quota Maximum

Each account has an implicit max quota of 8 * maxDebt per asset. You cannot exceed this even if pool capacity exists.

Zero Quotas Before Zero Debt

You cannot have active quotas with zero debt. When closing an account:

const INT96_MIN = BigInt.asIntN(96, -1n * 2n ** 95n);
const MAX_UINT256 = 2n ** 256n - 1n;

const calls = [
  // Zero ALL quotas first
  service.prepareUpdateQuota(token1, INT96_MIN, 0n),
  service.prepareUpdateQuota(token2, INT96_MIN, 0n),
  // Then repay debt
  service.prepareDecreaseDebt(MAX_UINT256),
];

Cannot Update Quotas on Zero-Debt Account

If your account has zero debt, quota updates fail. You must have active debt to hold quotas.

Quota Tokens vs Non-Quota Tokens

Not all tokens are quota tokens. Non-quota tokens:

• Are enabled/disabled via enableToken/disableToken

• Don't require quota to count as collateral

• Have different risk parameters

Check if a token is quota-based by examining the Credit Manager configuration.

Forbidden Tokens Block Quota Increases

If your account has forbidden tokens enabled, you cannot increase any quotas. Disable forbidden tokens first.

See Also

• Debt Management - Quotas require active debt

• Adding Collateral - Often combined with quota updates

• Enabling/Disabling Tokens - For non-quota tokens