# Manual Deleveraging When UI Actions Are Unavailable

If the **Close** or **Swap** action is unavailable or fails, you can exit your position manually by following the steps below.

{% stepper %}
{% step %}

## Withdraw collateral

Withdrawing collateral sends the token to your wallet, where you can swap it freely using external liquidity sources outside of Gearbox.

{% hint style="warning" %}
Withdrawing collateral reduces your position’s **Health Factor**. A large withdrawal may push the position into liquidation risk. \
\
Always check the projected **Health Factor** before each withdrawal.
{% endhint %}

<details>

<summary>Withdraw collateral in the UI</summary>

<figure><img src="https://2601106725-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUQ4ExmqTk5ZgqG4luwpC%2Fuploads%2F752eBBkGrpz0YfIyxgA2%2FScreenshot%202025-12-23%20at%2013.34.37.png?alt=media&#x26;token=a1edba34-2bf8-446e-9844-701a7f5f1fb3" alt=""><figcaption></figcaption></figure>

</details>

{% hint style="success" %}
If your current **Health Factor** does not allow for a safe withdrawal, repay part of your debt first using the Debt Token from your wallet (see **Step 3**).
{% endhint %}
{% endstep %}

{% step %}

## Swap collateral into the Debt Token

Swap the withdrawn collateral into the Debt Token using external liquidity sources.

Recommended options include:

* DEX aggregators
* Official liquidity venues provided by the collateral issuer
  {% endstep %}

{% step %}

## Repay debt using Debt Token from your wallet

{% hint style="info" %}
Repay the debt using the **same token the debt is denominated in**, directly from your wallet.
{% endhint %}

{% hint style="success" %}
Check whether the updated **Health Factor** allows for further withdrawal.
{% endhint %}

<details>

<summary>Repay debt in the UI</summary>

<figure><img src="https://2601106725-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUQ4ExmqTk5ZgqG4luwpC%2Fuploads%2FRLpsUx828n7vEPZtUT72%2FScreenshot%202025-12-23%20at%2013.42.19.png?alt=media&#x26;token=2e621b4e-7c7f-469e-bb4b-f51dd9bc0039" alt=""><figcaption></figcaption></figure>

</details>
{% endstep %}

{% step %}

## Repeat Steps 1-3 until your Credit Account reaches the desired state or is fully unwound

{% endstep %}
{% endstepper %}